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fair accurate credit reporting. Inaccurate credit reports directly impair ... evaluating credit worthiness, credit standing, credit capacity, character, general on a consumer’s credit worthiness, credit standing, credit capacity, character, general reputation, personal firm offer of credit or insurance" means offer application the credit or insurance, to meet meet specific criteria bearing on credit worthiness or insurability, as applicable whether to extend credit or insurance pursuant to application the credit or insurance, or other information bearing on credit
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